Cookie Privacy Policy

Last Updated: April 2026

1. Introduction

This Cookie Policy explains how Tam Ag ("we," "us," or "our") uses cookies and similar tracking technologies when you visit our website tam-ag-fn.it.com (the "Service"). This policy describes what cookies are, how we use them, the types of cookies we use, the choices you have regarding cookies, and how you can contact us about our cookie practices.

By continuing to use our website, you consent to our use of cookies in accordance with this Cookie Policy. This policy should be read in conjunction with our Privacy Policy, which provides additional information about how we collect, use, and protect your personal information.

2. What are cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They contain information that is transferred to your device's hard drive and enable websites to remember information about your visit, such as your preferred language and other settings.

How cookies work
When you visit our website, our server sends a cookie to your browser, which stores it on your device. When you visit our website again, your browser sends the cookie back to our server, allowing us to recognize your device and remember your preferences.

Types of cookies by duration

• Session cookies: These are temporary cookies that are deleted when you close your browser. They help us manage your session during your visit to our website.
• Persistent cookies: These cookies remain on your device for a set period or until you delete them. They help us remember your preferences for future visits.

Types of cookies by origin

• First-party cookies: These are set directly by our website and can only be read by our website.
• Third-party cookies: These are set by external services that we use on our website, such as analytics or advertising providers.

3. Why we use cookies

As a financial service provider, we use cookies for several important purposes to ensure the security, functionality, and optimization of our services:

• Essential website functionality: To enable core functions such as secure login sessions, form submissions, and retaining your preferences during your visit.
• Enhanced security: To protect against fraud and unauthorized access, and to ensure the security of financial transactions and sensitive data.
• Performance improvement: To analyze how visitors use our website and identify areas where loading times and user experience can be improved.
• Personalization: To store your language preferences and location settings, and to tailor our content to your interests.
• Analytics and statistics: To understand visitor behavior and popular content, and to measure the effectiveness of our financial services.
• Marketing and communication: To provide relevant information about our market solutions and measure the effectiveness of our marketing campaigns.

4. Types of cookies we use

Below is a detailed breakdown of the cookies we use on our website, categorized by type and purpose:

4.1 Strictly necessary cookies

These cookies are essential for the proper functioning of the website and cannot be switched off in our systems. They are usually only set in response to actions you take that amount to a request for services, such as setting your privacy preferences, logging in, or filling out forms.

7. How to manage cookies

You have several options for managing cookies on our website. You can control cookies through your browser settings, our cookie consent tool, or by using opt-out links provided by third-party services.

7.1 Browser settings

Most web browsers allow you to control cookies through their settings. Here are step-by-step instructions for the most common browsers:

Google Chrome

• Open Chrome and click the three-dot menu in the top right corner
• Select "Settings" from the dropdown menu
• Click "Privacy and security" in the left sidebar
• Select "Cookies and other site data"
• Choose your preferred cookie settings: "Allow all cookies," "Block third-party cookies," or "Block all cookies"
• To view and delete existing cookies, click "See all cookies and site data"

Mozilla Firefox

• Open Firefox and click the menu button in the top right corner (three horizontal lines)
• Select "Settings" (or "Preferences" on Mac)
• Click "Privacy & Security" in the left panel
• Under "Cookies and Site Data," choose your preferred settings
• To manage individual cookies, click "Manage Data…"
• You can search for specific websites and remove their cookies

Safari (Mac)

• Open Safari and click "Safari" in the menu bar
• Select "Settings" from the dropdown menu
• Click the "Privacy" tab
• Choose your cookie preference: "Always allow," "Allow from current website only," "Allow from websites I visit," or "Always block"
• To view stored cookies, click "Manage Website Data…"
• You can remove individual sites or all data

Microsoft Edge

• Open Edge and click the three-dot menu in the top right corner
• Select "Settings" from the menu
• Click "Cookies and site permissions" in the left sidebar
• Select "Cookies and stored data"
• Choose your preferred settings: "Allow all cookies," "Block only third-party cookies," or "Block all cookies"
• To manage individual cookies, click "See all cookies and site data"

7.2 Third-party opt-out links

You can also opt out of cookies from specific third parties using the following links:

• Google Analytics: https://tools.google.com/dlpage/gaoptout
• Facebook: https://www.facebook.com/ads/preferences
• Network Advertising Initiative: http://www.networkadvertising.org/choices/
• Digital Advertising Alliance: http://www.aboutads.info/choices/

7.3 Our cookie consent tool

When you first visit our website, you will see a cookie consent banner that allows you to:

• Accept all cookies
• Reject non-essential cookies
• Customize your cookie settings

You can change your cookie settings at any time by clicking the "Cookie Settings" link in the footer of our website.

8. Consequences of disabling cookies

Important note
Disabling cookies may significantly impact your experience on our website and your ability to access certain financial services.

If you choose to block or delete cookies, the following limitations may occur:

Essential functionality loss

• Inability to maintain secure login sessions
• Loss of language and regional preferences
• Repeated security checks
• Form data may not be saved during completion
• Application progress may be lost

Reduced user experience

• The website may load slower due to lack of performance optimization
• Content may not be tailored to your interests
• You may see less relevant financial product recommendations
• Live chat functionality may be impaired

Security and fraud prevention

• Reduced ability to detect and prevent fraudulent activity
• Additional manual security checks may be required
• Some secure financial services may be unavailable

9. Do Not Track signals

Some browsers have a "Do Not Track" (DNT) feature that lets you tell websites that you do not want your online activity to be tracked. Currently, there is no universal standard for how websites should respond to DNT signals.

Our current response to DNT signals:

• We recognize and respect DNT signals where technically feasible
• Essential cookies required for website functionality will still be set
• Analytics and marketing cookies may be restricted when DNT is enabled
• For more detailed control, we recommend using our cookie consent tool

How to enable Do Not Track

• Chrome: Settings > Privacy and security > Cookies and other site data > Send a "Do Not Track" request
• Firefox: Settings > Privacy & Security > Send websites a "Do Not Track" signal
• Safari: Settings > Privacy > Website tracking > Ask websites not to track me
• Edge: Settings > Privacy, search, and services > Send "Do Not Track" requests

10. Updates to this policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes to this policy, we will notify you as follows:

• A prominent notice on our website
• Email notification if you have subscribed to our newsletter
• Updating the "Last Updated" date at the top of this policy
• A new cookie consent request if the changes affect your preferences

We encourage you to review this Cookie Policy periodically to stay informed about our cookie practices. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

11. Contact us

If you have any questions, concerns, or requests regarding this Cookie Policy or our cookie practices, please do not hesitate to contact us:

Tam Ag
Bockenheimer Landstraße 42, 60323 Frankfurt am Main, Germany
Phone: +49-69-27275561
Email: info@tam-ag-fn.it.com
Website: tam-ag-fn.it.com

12. Additional information

For more information about cookies and online privacy, the following resources may be helpful:

Educational resources

• All About Cookies: https://www.allaboutcookies.org
• Network Advertising Initiative: https://www.networkadvertising.org
• European Interactive Digital Advertising Alliance: https://www.youronlinechoices.eu

Browser help pages

• Chrome: Cookie settings in Chrome
• Firefox: Cookies – Information that websites store on your computer
• Safari: Manage cookies and website data in Safari
• Edge: Delete cookies in Microsoft Edge